/* =========================
   Global / Base
   ========================= */

body {
    background-color: #f5f6f8;
}

.container {
    width: 100%;
}


*,
*::before,
*::after {
    box-sizing: border-box;
}


/* =========================
   Header (Larger, confident)
   ========================= */

.site-header {
    background-color: transparent;
    height: 80px;
    display: flex;
    align-items: center;
    width: 100%;
    border-bottom: none;
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
}

/* Brand */

.brand {
    display: flex;
    align-items: center;
}

.logo {
    height: 62px;
    width: auto;
    display: block;
}

/* Navigation */

.main-nav {
    display: flex;
    align-items: center;
}

.main-nav a {
    color: #ffffff;
    text-decoration: none;
    margin-left: 28px;
    font-size: 1.2rem;
    font-weight: 500;
    opacity: 0.9;
}

.main-nav a:hover {
    opacity: 1;
}

/* =========================
   Footer (matched to header)
   ========================= */

.site-footer {
    background-color: #000000;
    height: 80px;
    display: flex;
    align-items: center;
    width: 100%;
    padding: 0 15px; /* ← key line */
}


.footer-inner {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
}




.footer-brand,
.footer-meta {
    color: #ffffff;
    font-size:1rem;
    opacity: 0.85;
}

/* =========================
   Generic section typography
   ========================= */

.section h2 {
    margin-bottom: 2px;
}

.section ul {
    margin-top: 0;
}

.section p {
    margin-top: 0;
    margin-bottom: 6px;
}

/* =========================
   Hero section
   ========================= */


.hero {
    background: #f5f6f8;
    color: #ffffff;
    padding: 8px 0 40px;
}

.hero-inner {
    max-width: 1100px; /* was 900 */
}

.hero-eyebrow {
    font-size: 0.75rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    opacity: 0.85;
    margin-bottom: 16px;
}

.hero h1 {
    font-size: 3.2rem;
    line-height: 1.05;
    margin: 0 0 20px 0;
    font-weight: 600;
}

.hero-subtitle {
    font-size: 1.1rem;
    max-width: 1100px; /* was 620 */
    opacity: 0.9;
    margin-bottom: 32px;
    line-height: 1.6;
}

/* Hero section separation from header */



.hero-panel {
    background: linear-gradient(
        135deg,
        #0b1f33,
        #122c4a
    );
    border-radius: 24px;
     padding: 50px 40px 32px; /* ← add left/right padding */
}

/* =========================
   Content cards / boxes
   ========================= */

.card {
    background: #ffffff;
    border: 1px solid #e5e9ee;
    border-radius: 10px;
    padding: 24px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.06);
}

.card h3 {
    margin-top: 0;
    margin-bottom: 8px;
    font-size: 1.4rem;
    color: #0b1f33;
}

.card p {
    margin: 0;
    font-size: 1.2rem;
    color: #475467;
    line-height: 1.5;
}

.card-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 24px;
    margin-top: 24px;
}

.card.highlight {
    background: linear-gradient(135deg, #0b1f33, #122c4a);
    color: #ffffff;
}

.card.highlight h3,
.card.highlight p {
    color: #ffffff;
}

/* =========================
   Split image + content section
   ========================= */

.split-section {
    padding: 80px 0;
    background: #ffffff;
}

.split-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

/* Image styling */

.split-image img {
    width: 100%;
    height: auto;
    border-radius: 16px;
    display: block;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.12);
}

/* Text box styling */

.split-content {
    padding: 32px;
}

.split-content h2 {
    font-size: 2.4rem;
    line-height: 1.1;
    margin-bottom: 16px;
    color: #0b1f33;
}

.split-content .highlight {
    color: #4f46e5;
}

.split-content .lead {
    font-size: 1.2rem;
    font-weight: 500;
    margin-bottom: 16px;
}

.split-content p {
    color: #475467;
    margin-bottom: 16px;
}

/* =========================
   Contact form
   ========================= */

.contact-form {
    max-width: 480px;
      font-size: 1rem;
}

.contact-form label {
    display: block;
    margin-bottom: 16px;
    
}

.contact-form input,
.contact-form textarea {
    width: 100%;
    padding: 10px;
    margin-top: 6px;
    border: 1px solid #ccc;
    border-radius: 4px;
    font-family: inherit;
}

.contact-form button {
    background-color: #0b1f33;
    color: #ffffff;
    border: none;
    padding: 12px 20px;
    cursor: pointer;
}

.contact-form button:hover {
    opacity: 0.9;
}

/* Contact form wrapper */

.form-wrapper {
    max-width: 520px;
    background: #ffffff;
    border: 1px solid #e5e9ee;
    border-radius: 6px;
    padding: 20px 22px;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.035);
    margin-bottom: 20px;
}

.form-wrapper h2 {
    margin-top: 0;

}

}

.form-intro {
    margin: 0 0 16px 0;
    color: #667085;
    line-height: 1.4;
}

/* Form field layout */

.form-field {
    margin-bottom: 14px;
}

.form-field label {
    display: block;
    margin-bottom: 4px;
    font-weight: 500;
    color: #475467;
}

.form-field input,
.form-field select,
.form-field textarea {
    width: 100%;
    padding: 9px 10px;
    border: 1px solid #d0d5dd;
    border-radius: 4px;
    font-family: inherit;
    box-sizing: border-box;
    background-color: #f8fafc;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
    outline: none;
    border-color: #0b1f33;
    box-shadow: 0 0 0 1px rgba(11, 31, 51, 0.15);
}

.contact-form button {
    margin-top: 8px;
    background-color: #0b1f33;
    color: #ffffff;
    border: none;
    padding: 10px 16px;
    font-weight: 500;
    border-radius: 4px;
    cursor: pointer;
}

.contact-form button:hover {
    opacity: 0.95;
}

/* =========================
   Services tweaks
   ========================= */

#services {
    margin-bottom: 20px;
}

/* =========================
   Section spacing (global)
   ========================= */

.section,
.split-section {
    padding: 10px 0; /* gap between sections 10*/
}


#services h2 {
    font-size: 2.4rem;
    line-height: 1.15;
    font-weight: 600;
    color: #0b1f33;
    margin-bottom: 48px;
}

#services h2 .highlight {
    color: #4f46e5;
}



/* =========================
   Mobile
   ========================= */

@media (max-width: 768px) {

    /* Header */
    .site-header {
        height: auto;
        padding: 12px 0 0; /* no bottom padding */
    }

    .header-inner {
        flex-direction: column;
        align-items: flex-start;
    }

    .brand {
        margin-bottom: 8px;
    }

    .logo {
        height: 44px;
    }

    .main-nav {
        width: 100%;
        flex-wrap: wrap;
    }

    .main-nav a {
        margin: 6px 16px 0 0;
        font-size: 0.95rem;
    }

    /* Hero */
    .hero {
        padding: 0 0 8px; /* closes header → hero gap */
    }

    .hero-panel {
       padding: 32px 20px 24px;
        border-radius: 16px;
    }

    .hero h1 {
        font-size: 2.2rem;
    }

    .hero-subtitle {
        font-size: 1rem;
        margin-bottom: 16px;
    }

    /* Sections */
    .section,
    .split-section {
        padding: 8px 0;
    }

    /* Split layout */
    .split-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .split-content {
        padding: 16px;
    }

    .split-content h2 {
        font-size: 1.9rem;
    }
    

    
}









/* =========================
   Risk reversal – full width, aligned
   ========================= */

.risk-reversal {
    background: #ffffff;
    padding: 48px 0;
}

.risk-inner {
    max-width: 1100px;
}

.reassurance-split {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin: 32px 0;
    font-size: 1.2rem;
}

.reassurance-item h3 {
    margin-bottom: 8px;
    font-size: 1.4rem;
    color: #0b1f33;
}

.reassurance-item p {
    margin: 0;
    color: #475467;
    line-height: 1.5;
}

.risk-note {
    font-size: 1.2rem;
    color: #667085;
}

/* Mobile */
@media (max-width: 768px) {
    .risk-reversal {
        padding: 32px 0;
    }

    .reassurance-split {
        grid-template-columns: 1fr;
        gap: 16px;
        margin: 24px 0;
    }
}

















.section-heading {
    font-size: 2.4rem;
    line-height: 1.1;
    margin-bottom: 16px;
    color: #0b1f33;
}

.section-heading .highlight {
    color: #4f46e5;
}